Direct Selling Association Endorsement

Health & General Liability
For Direct Sellers
Exclusively Endorsed By
Direct Selling Association

The Unexpected Happens Everyday!

Someone falls down the stairs, or you damage someone's property by accident. In a single moment, your world can change.

These unexpected claims can be startling . . . so can the legal, or doctor bills. That's why it's important to have reliable General Liability protection for any potential claims or legal expenses when the unexpected occurs.  If you don't have it, you would be liable for these costs personally.

General Liability plans offer very affordable rates. Most importantly, the plans offered are through companies that have a solid history of quick and fair claims resolution.

That's dependability you can count on!

Need Advice?
1-800-821-7383
Mon. thru Fri.
8am - 5pm CST

Home Based Business &
Direct Seller's who need Inventory Coverage?
 Are you a Home Based Business or Direct Seller that needs General Liability that also includes Inventory coverage & more?  Prices start at $225 annually.
            Click Here

DISCLAIMER
Products and services referenced herein may not be available in all jurisdictions. The information and descriptions contained herein are not intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes. Never cancel coverage until advised that replacement coverage is effective.

Direct Seller
General Liability

Broad Programs, Affordable Prices

You May Be Putting Yourself And Your Hard Earned Business At Substantial Risk Without General Liability Coverage!

Why?  Because a homeowners, renters, or umbrella plans do not insure your "business" related activities.

This Direct Selling Association exclusively endorsed General Liability coverage, protects you and your home based business, anywhere nationwide, in the event of a claim or lawsuit prompted by charges of negligence, or failure to use appropriate care. General Liability also protects you in response to claims of bodily injury (slip & fall), or property damage that you may cause.

In the event of a claim or lawsuit this program will pay eligible expenses up to the substantial $1,000,000 limit of liability.

  • Standard liability coverage -
    $1,000,000 per Occurrence, $3,000,000 Aggregate

OPTIONS - Many direct sellers and some meeting venues require higher limits of coverage. This program offers the following:

  • Optional upgraded liability coverage - $2,000,000 per Occurrence, $4,000,000 Aggregate
  • Optional Products Liability

Question  Are you a Home Based Business and/or
  Direct Seller that may need General Liability that also includes Inventory Coverage & more? Prices start at $225 annually. Click Here

The program pays legal fees and court costs, in addition to covered damages awarded by the courts.

Liability lawsuits are especially dangerous because individuals can make liability claims years after an incident occurs.

Insurance is written through an A.M. Best
"A Excellent" rated insurance company.

* According to tax consultants, the full cost of this coverage can be deducted as a business expense. PRO Insurance Managers does not offer tax advice and you'll want to speak with your tax consultant to determine if you can take the deduction.

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Coverage Is Only $175 Annually!

(And It's A Tax Deductible Business Expense*)

Coverage will begin the day after enrollment, or the date you specify.

Optional Coverage Request

If you need to have a certificate issued that specifically names a fair, meeting facility, etc.
Additional fee applies

Do You:

  • Have meetings in your home or in others;
  • Conduct business at fairs, expos, hotels, or meeting facilities... anywhere nationwide;
  • Recruit downline, or preferred customers in your home, or in theirs

Did you realize that your direct selling activities are most often not covered by your homeowners, renters, umbrella or other insurances because you are conducting business?

Direct selling companies do not provide you with General Liability for claims incurred from your selling activities.

Possible claims can include slip & fall, property damage, bodily injury, lawsuits and more.

Jury awards can reach $$$ millions!

Highlights - Protection For Your Home Business

  • Exclusively designed for U.S. Direct Sellers
  • $1,000,000 per Occurrence, $3,000,000 General Aggregate
  • Optional $2,000,000 per Occurrence, $4,000,000 Aggregate
  • $300,000 Property Damage Rented to you
  • Lower cost than homeowners or business policies
  • $0 - No deductible applies for covered losses
  • For meetings, events, shows, fairs you conduct nationwide
  • $5,000 Medical Payments included
  • Coverage begins the day after enrollment or when you specify
  • Receive your Certificate by email
  • Nationwide coverage when engaged in direct selling
  • No inventory, or business property is included.  Most don't need it, but if you do, click here for an alternative plan that offers it.

Homeowners insurance, umbrella, or other business coverage DOES NOT cover your direct selling business if there is a claim.

ENROLL FOR COVERAGE TODAY!