Direct Selling Association Endorsement

Health, Life &
General Liability
For Direct Sellers
Exclusively Endorsed By
Direct Selling Association

The Unexpected Happens Everyday!

Someone falls down the stairs, or you damage someone's property by accident. In a single moment, your world can change.

These unexpected claims can be startling . . . so can the legal, or doctor bills. That's why it's important to have reliable General Liability protection for any potential claims or legal expenses when the unexpected occurs.  If you don't have it, you would be liable for these costs personally.

General Liability plans offer very affordable rates. Most importantly, the plans offered are through companies that have a solid history of quick and fair claims resolution.

That's dependability you can count on!

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Home Based Business &
Direct Seller's who need Inventory
Are you a Home Based Business or Direct Seller that needs General Liability that also includes Inventory coverage & more?  Prices start at $225 annually.
            Click Here

Products and services referenced herein may not be available in all jurisdictions. The information and descriptions contained herein are not intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes. Never cancel coverage until advised that replacement coverage is effective.

Direct Seller

Broad Coverage, Affordable Prices

Homeowners, renters, or umbrella plans do not insure your "business" activities. Don't put yourself and your hard earned business at risk without Direct Seller Liability.

StopBE AWARE: Don't fall for hype from other programs, see our comparison chart and fact sheet -  Click Here

The Direct Selling Association
exclusively endorses our program to over 20,000,000 U.S. sellers. Substantial coverage of $1,000,000 protects you anywhere you do business nationwide... home, away, events.

OPTIONS - We offer multiple coverage options including higher limits of protection, multiple year policies (at discounted rates), Inventory coverage and more. Options include:

  • $2,000,000 per Occurrence upgraded liability coverage limit
  • 2 year (discounted rates) policies
  • Optional Inventory coverage (when purchased with liability protection), call for rates
  • Optional Products Liability

Liability coverage will respond to claims of bodily injury (slip & fall), lawsuits, or property damage that you may cause.

The program pays legal fees and court costs, in addition to covered damages awarded by the courts for covered claims.

Liability lawsuits are especially dangerous because individuals can make liability claims years after an incident occurs.

Insurance is written through an A.M. Best
"A Excellent" rated insurance company.

 This information is for illustrative purposes only and is not a contract of insurance. You must refer to the actual policy for complete information regarding coverage terms, conditions and exclusions. Email a request for a sample policy fo review to

* According to tax consultants, the full cost of this coverage can be deducted as a business expense. PRO Insurance Managers does not offer tax advice and you'll want to speak with your tax consultant to determine if you can take the deduction.


$1,000,000 Coverage Only $195 Annually!

Don't fall for the hype from other programs, check out this comparison chart and fact sheet - Click Here

(And It's A Tax Deductible Business Expense*)

Coverage will begin the day after enrollment, or the date you specify.

Need To Renew? Click Here

Optional Certificate Request

If you need to have a certificate issued that specifically names an event, fair, meeting facility, etc.

Additional fee applies

Rich Fuchs, President & CEO
gives you the vital information

Do You:

  • Have meetings in your home or in others;
  • Conduct business at fairs, expos, hotels, or meeting facilities... anywhere nationwide;
  • Recruit downline, or preferred customers in your home, or in theirs


Direct selling companies do not provide you with General Liability for claims incurred from your selling activities.

Highlights - Protection For You & Your Business

  • Exclusively designed for U.S. Direct Sellers
  • $1,000,000 per Occurrence
  • Optional $2,000,000 per Occurrence
  • Coverage For Damage to Property Rented to you
  • Lower cost than homeowners or business policies
  • $0 - No deductible applies for covered losses
  • For meetings, events, shows, fairs you conduct nationwide
  • $5,000 Medical Payments included
  • Coverage begins the day after enrollment or when you specify
  • Receive your Certificate by email
  • Nationwide coverage when engaged in direct selling
  • No inventory, or business property coverage is included.  Most don't need it, but if you do, click here for an alternative plan that offers it.

Homeowners insurance, umbrella, or other business coverage DOES NOT cover your direct selling business if there is a claim.