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$1,000,000 Coverage Only $195 Annually!

Covers you at home, away, events… anywhere nationwide!

Option: Cover Inventory too when bundled with Liability – call 816-778-7700 for rates!

Homeowners, renters, or umbrella plans do not insure your “business” activities. Don’t put yourself and your hard earned business at risk

Liability protects you and your business against claims from bodily injury (slip & fall), advertising, or for property damage you may cause while doing business. The coverage will pay medical costs for an injured person, pay for your legal defense if they sue you and much more.

Liability lawsuits are especially dangerous because individuals can make liability claims years after an incident occurs.

BE AWARE: Don’t be fooled by other programs claiming “lower” prices, or “more” coverage – they may not respond if you have a claim.  Since 2005, the Direct Selling Association has exclusively endorsed our broader, more beneficial programs.  See our 16 point comparison chart and Fact sheet

Highlights – Protection For You & Your Business

  • Exclusively designed for U.S. Direct Sellers
  • $1,000,000 per Occurrence
  • Optional $2,000,000 per Occurrence & 2 Year Term plans
  • Coverage For Damage to Property Rented to you
  • Lower cost than homeowners or business policies
  • $0 – No deductible applies for covered losses
  • Covers you at meetings, events and shows anywhere nationwide
  • Click here for full Nationwide Direct Seller Liability policy Provisions & Exclusions
  • Policies are underwritten by Nationwide Mutual Insurance Company and Affiliated Companies, Columbus, OH. Nationwide is an A.M. Best “A+” (Superior) XV rated carrier.
  • Homeowners and Umbrella policies DO NOT cover your direct selling business if there is a claim
  • Nationwide coverage for your direct selling activities
  • Coverage begins the day after enrollment or when you specify
  • Inventory coverage is not included. If needed, call us at 800-821-7383


We offer multiple coverage options including higher limits of protection, multiple year policies (at discounted rates), Inventory coverage and more. Options include:

  • Optional Inventory coverage (when purchased with liability protection), call us for rates
  • $2,000,000 per Occurrence upgraded liability limits – Click for pricing
  • 2 year (discounted rates) policies – Click for pricing
  • Optional Products Liability – Click for pricing

Coverage will begin the day after enrollment, or the date you specify. (And It’s A Tax Deductible Business Expense*)

* According to tax consultants, the full cost of this coverage can be deducted as a business expense. PRO Insurance Managers does not offer tax advice and you’ll want to speak with your tax consultant to determine if you can take the deduction.

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Rich Fuchs, President & CEO

Rich gives you vital information about Direct Seller Liability Insurance coverage.

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Broad Coverage, Affordable Prices

Homeowners, renters, or umbrella plans do not insure your “business” activities. Don’t put yourself and your hard earned business at risk without Direct Seller Liability

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Strength and stability to be there when you need it most.

PRO Insurance offers coverages through Nationwide Insurance Co. and affiliated companies the #1 Total Small Business Insurer and 7th largest commercial insurance carrier.

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Over 400 Eligible Types of Events Offered

When you may want to be covered for an event, or are required by a venue to have coverage, we're the national experts.

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Get immediate online rates as low as $1 per day! 24% savings when making a Single Payment. No waiting periods.

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Exclusively Endorsed by the Direct Selling Association

PRO Insurance Managers is endorsed exclusively by over 100 national associations. Leaders in their respective and diverse industries, these groups encompass a universe of over 20,000,000+ individuals.

I encourage you to reach out to Richard and the folks at PRO Insurance.

Later on I will be able to fully disclose to you the details of a lawsuit I find myself. It was a simple mistake made in my office regarding a photo that was used in an internet image I posted on my website promoting an event. The lawsuit involves copyright infringement. I cannot stress to […]

Linda T. National Sales Director Emeritus, KY

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DISCLAIMER: Products and services referenced herein may not be available in all jurisdictions. The information and descriptions contained herein are not intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes. Never cancel coverage until advised that replacement coverage is effective.

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